Nearly half of the world’s adult population has no access to basic financial services. Poor women in India and Africa even pay deposit collectors to keep their modest savings safe. Meanwhile, more than half of all births in most developing countries go unrecorded. Unregistered children are likely to be among the poorest and most socially marginalized members of society. And those without legal identity have difficulty obtaining essential services, including bank accounts. Further, when natural…

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Read more stories by Bhagwan Chowdhry.