For households facing financial volatility, the wrong kind of credit can drag them under. But it can also be a tool for building stability. How can we make loans for big-ticket items like vehicles both good for people and good for business?
The financial services industry is at the beginning of a wave of innovation that has the potential to improve consumer financial health.
Policies aimed at generating long-term financial security have become irrelevant to many American households. We need new policies to shore up households in the short term.
Even in the world of poverty and development, seduction sometimes works out OK.
Housing programs and policies implicitly assume households have stable incomes. Here’s some ways to change them.
Philanthropy needs to support climate justice, undercut the power of the fossil fuel industry, beware false solutions, and support clean energy.
Welfare reform to encourage work doesn’t take into account how unstable jobs have become, especially for the poorest.