Innovation is more than a good idea—it’s a patient process of iteration, learning, evaluation, implementation, and, importantly, scaling up what works.
In a world increasingly focused on measurable impact, human rights inequities are difficult to frame and fight. Yet solving them is key to meeting other social challenges
Substitute the word “impact” for “social performance,” and current debates in the investment community sound exactly like the ones the microfinance industry had 10 years ago. The investor community can learn from microfinance’s successful efforts to set standards for non-financial returns—the “other bottom line.”
For households facing financial volatility, the wrong kind of credit can drag them under. But it can also be a tool for building stability. How can we make loans for big-ticket items like vehicles both good for people and good for business?
The financial services industry is at the beginning of a wave of innovation that has the potential to improve consumer financial health.