Margaret Henningsen leads the first and only group of African-American women to start a commercial bank. Fifty years after she first stepped inside her neighborhood bank with her grandmother, she returned in 1999 to re-birth it as Legacy Bank, a community-development financial institution that aims to revitalize the struggling Milwaukee district of Fond du Lac and North. Most banks had long ago fled the African-American neighborhood. But Henningsen and her two co-founders defied the skeptics...

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