Writing this essay takes me back to November 1994 when I embarked on a journey to Bangladesh. My purpose was to spend time with Muhammad Yunus and his team at Grameen Bank to learn about microfinance firsthand. Perhaps it was the intrepidity of youth or perhaps it was sheer foolhardiness to have left a promising career at the World Bank to follow a dream. Many years later, I met the novelist Paulo Coelho, and his words continue to resonate in my mind. He told me, “Roshaneh, remember to pay…

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