Ownership has its privileges. “Homeowners get a positive bump on their credit score,” with every mortgage payment that they make, notes Devin Thompson, director of institutional advancement for Jubilee Housing, an affordable housing group based in Washington, D.C. Renters miss out on that benefit, largely because there are no systems in place for sharing data across the fragmented rental market. To correct this disparity, Jubilee is piloting a program that enables residents to arrange for...

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