The millions of villagers who migrate to India’s teeming cities in search of jobs have to navigate a host of challenges. Not least of them is figuring out how to safeguard their earnings and send any extra rupees back home. This age-old story is getting an update with help from specially designed banking machines called Tijori, which means “safe” in Hindi.

The self-service technology was developed as a partnership between NCR Corp. and Financial Inclusion Network and Operations (FINO), a...

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