Richard Tugume is a portfolio manager at Root Capital, a nonprofit lender to agricultural enterprises that connect small-scale farmers in Africa and Latin America to markets for their crops. His portfolio includes about 20 loans to businesses in Uganda and the Democratic Republic of Congo (DRC). Those loans, like all loans made by Root Capital, are designed to enable borrowers to create positive social or environmental impact.

In 2015, Tugume’s portfolio included large borrowers such as...


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